โ STEP III ยท PAYMENT METHOD โ
How would you like to pay?
HSA Card
Health Savings Account โ pre-tax dollars from your HDHP plan.
โ Save up to 30% โ
FSA Card
Flexible Spending Account โ pre-tax payroll deductions.
โ Save up to 30% โ
Credit / Debit
Standard Visa, MasterCard, American Express, Discover.
Apple Pay
Tap to complete โ single-touch checkout with Face ID.
โ
HSA payment selected.
โ We will verify eligibility on each item, then process via Sika Health. โ
โ THE HSA VERIFICATION ยท FOUR STEPS โ
โ
I ยท Eligibility audit
โ Complete โ
We have audited each item in your bag against IRS Publication 502. Your cart contains both fully-eligible items and one cosmetic item โ they will be split automatically at payment.
โ Item โ
โ Category โ
โ Amount โ
The Whitening Atelier ยท with LMN
HSA Eligible
$285
The Sonic Brush ยท with LMN
HSA Eligible
$165
The Travel Companion ยท cosmetic
Standard Pay
$58
Eligible portion: $450 ยท Standard portion: $58 โ both will be charged in this transaction.
II
II ยท HSA card details
โ Active โ
Enter your HSA debit card exactly as it appears. Our system, powered by Sika Health, will validate the BIN (Bank Identification Number) against the registry of HSA / FSA issuers.
HSA ยท Verified
โ Card issued by HealthEquity ยท BIN 474411 confirmed in HSA registry โ
III
III ยท Sika Health processes eligible portion
โ Pending โ
Our payment partner Sika Health processes the $450 eligible portion under the dental merchant category code (MCC 8021). Your HSA card is charged. The transaction is itemised, IRS-formatted, and stored in your account.
IV
IV ยท Standard payment for cosmetic portion
โ Pending โ
The remaining $58 (cosmetic item) will be charged to a backup payment method via Stripe. Add a card now, or use Apple Pay at the next screen.
โ Or use Apple Pay at the review step.
I
Shopify commerce engine โ PCI-compliant, in your practice's name
II
Stripe Radar fraud protection on every credit card transaction
III
HSA / FSA verified via Sika Health ยท IRS-compliant receipts
IV
Letter of Medical Necessity included where required
โ The Architecture Behind This Checkout โ
Your storefront runs on three trusted platforms โ Shopify for ecommerce, Stripe for credit cards, Sika Health for HSA & FSA. All accounts are in the practice's name, on the practice's card. Maison Dental Co. designs and operates the storefront โ the practice owns the business.